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| Title | Description |
|---|---|
| Room Rent Limit | No Capping |
| ICU Daily Rent Limit | No Capping |
| Pre-Hospitalization Expenses | 30 days |
| Post Hospitalization Expenses | 60 days |
| Minimum Hospitalization Period | 24 Hours |
| Day Care Procedure Coverage | Covered |
| Additional Cover for Critical Illness | The customer can opt for Critical Illness Cover covering specified Critical |
| Automatic Restoration of Sum Insured | Up to 100% of the base Sum Insured unlimited times in |
| Pre-Existing Disease / Illness coverage | Covered after 2 years |
| Waiting Period for New Policy | 30 days |
| Co-Payment | Only Hospitalization expenses incurred |
| Medical Screening | No medical tests will be required for insurance cover below the age of 46 |
| Free Health Checkup | The coupons would be provided to each Insured for every policy year, subject to a maximum of 2 coupons per year for floater policies. |
| Ambulance Expenses | Coverage limit under this shall be 1% of the SI up to a maximum of `10,000 |
| Non-Allopathic Treatments | Covered |
| New Born Baby Cover | Covered, maximum period up to 91 days from the date of birth of the child |
| Daily Hospitalization Allowance | If hospitalisation is atleast for a minimum |
| Donor Expenses | Donor |
| No Claim Bonus | 10% of annual sum insured for each completed claim free year subject to a maximum of 50% |
