Critical Mediclaim
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Religare Critical Mediclaim is a Critical illness plan that takes care of you health care bill in the event of any critical illness.


  • Covers 32 defined Critical Illnesses
  • Lifelong Renewability
  • Option of Equated Monthly/Quarterly installments
  • No specific ailment waiting period
  • Dialysis Cover
  • Chemotherapy & Radiotherapy Cover
  • Quick Recovery Counselling
  • OPD Expenses Covered
  • Room Rent Modification Available
  • International second opinion
  • Air Ambulance Cover available
Title Description
Room Rent Limit Up To Sum Insured
ICU Daily Rent Limit Up To Sum Insured
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hours
Day Care Procedure Coverage Listed as per the Plan, Up to Sum Insured
Pre-Existing Disease / Illness coverage After 4 Years
Waiting Period for New Policy 90 days
Medical Screening Not required
Free Health Checkup Annually from 2nd Policy Year on continous coverage
Ambulance Expenses Up to Rs. 3000 per hospitalization. Air Ambulance Cover Up to Rs. 5 Lakhs
Non-Allopathic Treatments Up to 25% Sum Insured
Donor Expenses Up to SI or 15 L whichever is lower
No Claim Bonus "50%/25%/25%-Corresponding increase in SI for 1st, 2nd and 3rd continuous