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| Title | Description |
|---|---|
| Room Rent Limit | Room, Boarding, Nursing Expenses at 0.75% of sum insured either private room or sharedaccommodation. |
| ICU Daily Rent Limit | ICU charges upto Rs.2,000/- subject to maximum of Rs.10,000/- per hospitalization. |
| Pre-Hospitalization Expenses | Pre-hospitalization medical expenses incurred up to 30 days prior to the date of admission are payable. |
| Post Hospitalization Expenses | Post-hospitalization up to 60 days from the date of discharge from the hospital. A lump sum calculated Post-hospitalization up to 60 days from the date of discharge from the hospital. A lump sum calculated |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | 405 day care treatments are allowed |
| Pre-Existing Disease / Illness coverage | Pre existing diseases are covered after 48 months of continuous insurance with any Indian Insurance Company. |
| Medical Screening | There is no pre acceptance medical screening |
| Ambulance Expenses | up to a sum of Rs.500/- per hospitalisation and overall limit of Rs.1000/- per policy period. |
| Non-Allopathic Treatments | Not covered |
| Nursing Allowance | Nursing Expenses at 0.75% of sum insured |
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